Fundraiser for UICS CAP Debt Centre:  On 26^th May Kilwinning man, Fraser McLaren will run a half marathon in Edinburgh to raise funds for the UICS  CAP Debt Centre. Funds raised will go to help to continue to offer free face-to-face personal debt advice and financial education to people in our community. If you are able to donate, search for Fraser McLaren on ‘Just Giving’ and you will find his page. You can further support Fraser in raising more funds, and awareness of CAP locally, by sharing his Just Giving page. https://www.justgiving.com/page/fraser-mclaren-1712992853373

CAP Scottish Conference – Thursday 20^th June:  Christians Against Poverty will be holding their Scottish Gathering in Edinburgh on Thursday 20^th June. If you are interested in finding out more about   CAP, meeting more of the team and engaging with the theme “Alive in Christ” please contact Alan McLaren for more details – alanmclaren@capuk.org   or  Mob. No. 07717 645804

Christians Against Poverty (CAP) Debt Centre (Irvine & Three Towns)

Year on year, the debt advice industry has seen a growing number of people in need of help. The coronavirus pandemic is expected to push millions more households into financial difficulty in the coming months and years. 

The Christians Against Poverty Debt Centre based at Fullarton Connexions in Irvine is already helping people in North Ayrshire become debt free. We are an award winning debt counselling charity and passionate to offer free debt advice to anyone and everyone who seeks it. 

Many of the people CAP sees are facing overwhelming situations. With so many other things going on in their lives, debt becomes a secondary issue. 

When clients were asked, three out of four had borrowed money in order to pay another bill or debt. Three in five borrowed in order to buy food, clothes or pay for other basic living costs.

Often debts can spiral out of control while we put off facing up to the issue. You are not alone. Anyone can fall into debt. Please get help sooner rather than later. Our non-judgemental, fully qualified debt teams are ready and able to help you plot a step-by-step way to break free from debt! 

The first step is often the hardest. Asking for help can be daunting, particularly for those who have reached a crisis point. At Christians Against Poverty the New Enquiries Team is the first port of call for clients. In the last year they’ve received thousands of calls from people up and down the country seeking debt help. The team provides a compassionate voice at the end of the phone, helping to dispel fear. They will listen to your situation and book you an appointment for a local Debt Coach to contact you and speak to you. 

Don't wait, take the first step and call our freephone number 0800 328 0006 or go to the website www.capuk.org and enter your postcode to begin your journey out of debt today!

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Christians Against Poverty (CAP) Debt Centre (Irvine & Three Towns)

Things to be thankful for in the first 4 months since opening:

• Prayer team increased by 50% and driving things forward with prayer
• Ten enquiries received with five looking to start their journey out of debt. This is well ahead of the national trend.
• Finances assured until March 2021
• Links with external agencies beginning to form
• Befrienders now engaging with people who value a chat  and fellowship
• Gospel being shared in some cases with people who have never heard it
• Plans exist for churches in Troon and Ayr to open their debt centre in Jan 2021

Please pray for

• Publicity - more people in our area to become aware of us
• Diaries  - that people who want to become debt free will phone us
• Conversions - some who work with us will respond to the Gospel
• Wisdom in dealing with clients

Here are two comments from some of our clients

" The girls and I can look forward to Christmas now thanks to CAP"  - Single mum

" After months I can now sleep knowing that CAP will deal with things for me"  - Client recovering from depression.

Our service is free to clients, confidential and endorsed by Martin Lewis of the money saving expert. If you know anyone who is struggling with personal debt and wants to work with us to become debt free then get them to call our freephone number  0800 328 0006.  They will not regret it.

Alexander Dickson

Irvine and Three Towns Debt Centre

Christians Against Poverty

m: 07474 295446

Normal work-days Mon,Tues,Wed.